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Enterprise magazine

America’s loose-lending habits have caused a credit crisis down south but for cautious Canadian lenders long-term mortgages aren’t about getting the fiscally risky into the housing market but giving preferred borrowers more flexibility.

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They say opposites attract, but in the financial world it might be better to say that opposites complement. While you couldn’t find two more disparate businesses than banking and insurance – one is about managing the margins, while the other is a fee-for-service -- the combination is a natural fit for credit unions looking to ensure the bottom line.

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